Variable annuities

Looking for a way to delay paying taxes on investment gains? Capture both accumulation potential and tax-deferred investing with a variable annuity issued by Midland National® Life Insurance Company.

You'll experience ...

  • Access to wide-ranging investment options from well-known money managers
  • The potential of stock market gains with an insurance guarantee
  • Freedom to change your investment options with no charge to reallocate or rebalance1

LiveWell® Variable Annuity

Diversify your money with the help of your financial professional to more than 135 investment options2 from 25+ of the nation's most respected money managers. This is a simple, innovative, and straightforward retirement solution that includes three options for legacy planning with no investment restrictions or rebalancing charges.1

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LiveWell Variable Annuity Product Prospectus

Product-specific disclosures

LiveWell Dynamic AnnuitySM

It takes more than one investment approach to achieve your retirement goals. That’s why LiveWell Dynamic Annuity adapts to varying objectives and market volatility. You have access to a combination of index-linked strategies that provide a level of protection as well as variable separate accounts that offer maximum growth potential.2

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LiveWell Dynamic Annuity Product Prospectus

Product-specific disclosures

Contact your financial professional for additional information.

If you are a financial professional, enter an access code to sign in or call the Sammons Retirement Solutions Sales Desk at 855-624-0201.

1 Excessive trading policy; more than one “round trip” involving the same investment option within a 60-calendar-day period is considered excessive trading. Please see the prospectus for complete details. We reserve the right to charge $15 per transfer in excess of 15 per contract year.

2 All separate account investment options are subject to market risk.

Variable annuities are designed for long-term investing, such as retirement investing and are subject to market risk including loss of principal.

Investing in variable annuities involves risk, including the potential loss of investment. You should consider the investment objectives, risks, charges, and expenses of the variable annuity and its underlying investment options carefully before investing. The prospectus and/or summary prospectus contain this and other information. You may contact your financial professional, visit srslivewell.com/prospectus, or call 866-747-3421 to obtain a current prospectus. Please read it carefully.

The tax-deferred feature of the annuity is not necessary for a tax-qualified plan. Before purchasing this product, you should obtain competent tax advice as to the tax treatment of the annuity and the suitability of the purchase.

Indexed-linked variable annuity products are complex insurance and investment vehicles. Upside growth potential is limited by contract terms, and downside protection is subject to level selected. Before you purchase the contract, you should read the prospectus carefully. Annuities are long-term investment vehicles and are subject to surrender charges for early withdrawals.

Securities distributed by Sammons Financial Network®, LLC., member FINRA. Insurance products are issued by Midland National® Life Insurance Company (West Des Moines, IA). Sammons Institutional Group®, Inc. provides administrative services. Sammons Financial Network®, LLC., Midland National® Life Insurance Company, and Sammons Institutional Group®, Inc., are wholly owned subsidiaries of Sammons® Financial Group, Inc. Sammons Retirement Solutions® is a division of Sammons Institutional Group®, Inc.

Please view these important product-specific disclosures: LiveWell® Variable Annuity | LiveWell Dynamic AnnuitySM

NOT FDIC/NCUA INSURED, MAY LOSE VALUE INCLUDING LOSS OF PRINCIPAL, NO BANK/CU GUARANTEE, NOT A DEPOSIT, NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY.

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