Fixed index annuities

Help bring stability to your portfolio with a fixed index annuity from Midland National® Life Insurance Company.

You'll experience ...

  • Downside protection, so you won't lose the money you pay in (your premium) due to market downturns
  • Consistency to your portfolio with two index account options specifically designed for low volatility
  • An option for guaranteed income in retirement or legacy protection for your loved ones

LiveWell® Preferred Fixed Index Annuity

Help smooth out market ups and downs with the LiveWell Preferred Fixed Index Annuity. With multiple crediting strategies designed for low volatility, you retain the potential for long-term growth while protecting the money you put in. Available with a 5-, 7-, 8-, and 10-year surrender charge period.1

Get the facts at a glance »


Contact your financial professional for additional information.

If you are a financial professional, enter an access code to sign in or call the Sammons Retirement Solutions Sales Desk at 855-624-0201.

May not be available for use in all states.

1 Certain surrender charge periods may not be available. Please confirm availability with your financial professional.

Fixed index annuities are not a direct investment in the stock market. They are long-term insurance products with guarantees backed by the issuing company. They provide the potential for interest to be credited based in part on the performance of specific indices, without the risk of loss of premium due to market downturns or fluctuation. Although fixed index annuities guarantee no loss of premium due to market downturns, deductions from your accumulation value for additional optional benefit riders or strategy fees associated with allocations to enhanced crediting methods could exceed interest credited to the accumulation value, which would result in loss of premium. They may not be appropriate for all clients. Interest credits to a fixed index annuity will not mirror the actual performance of the relevant index.

The term financial professional is not intended to imply engagement in an advisory business in which compensation is not related to sales. Financial professionals that are insurance licensed will be paid a commission on the sale of an insurance product.

Securities distributed by Sammons Financial Network®, LLC., member FINRA. Insurance products are issued by Midland National® Life Insurance Company (West Des Moines, IA). Sammons Institutional Group®, Inc. provides administrative services. Sammons Financial Network®, LLC., Midland National® Life Insurance Company, and Sammons Institutional Group®, Inc., are wholly owned subsidiaries of Sammons® Financial Group, Inc. Sammons Retirement Solutions® is a division of Sammons Institutional Group®, Inc.

LiveWell® Preferred Fixed Index Annuity is issued on base contract form AS149A/ICC16-AS149A.MVA, or appropriate state variations including all applicable endorsements and riders by Midland National® Life Insurance Company, West Des Moines, IA. This product, its features and riders may not be available in all states.

Please view these important product-specific disclosures for the LiveWell® Preferred Fixed Index Annuity.

NOT FDIC/NCUA INSURED, MAY LOSE VALUE INCLUDING LOSS OF PRINCIPAL, NO BANK/CU GUARANTEE, NOT A DEPOSIT, NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY.

31697R-FIA REV 10-21

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