Web Content Display

Delivering Diverse Investment Options For More Than A Century

Sammons Retirement SolutionsSM Inc. (SRSISM) specializes in creating straightforward investment vehicles built on traditional values. By combining financial strength with innovative investment options, Sammons Retirement Solutions focuses on delivering value for clients... especially during today's challenging economic times.

Web Content Display

Retirement Solutions For The Real World

Straightforward Investment Options. Easy One-Stop Answers. No Surrender Fees.

Setting up your retirement plan shouldn't involve mountains of red tape. Endless confusing options. Or nagging fees for every move you make.

Instead, Sammons Retirement Solutions wants to support your efforts to save more money for your retirement. We believe you deserve the flexibility of a wide range of investment options. That you should not be "tied down" by frustrating surrender charges or other back-end fees.

LiveWell. Retire Well.SM


Prospective Clients Account Access Financial Professionals

Please manually allow pop-ups from this site to maximize your experience.

Web Content Display

Web Content Display

Variable annuities are designed for long-term investing, such as retirement investing and are subject to market risk including loss of principal.

Investing in mutual funds and variable annuities involves risk, including the potential loss if investment. You should consider the investment objectives, risks, charges and expenses of the mutual fund or variable annuity and its underlying investment options carefully before investing. The prospectus and/or summary prospectus contain this and other information. You may contact your financial professional or call 866-747-3421 to obtain a current prospectus for the mutual fund or the variable annuity and its underlying investment options. Please read it carefully.

You should also consider the expenses of the IRA program before investing. You must receive a fund prospectus and the LiveWellSM Mutual Fund IRA or LiveWellSM Plus Mutual Fund IRA disclosure form before investing. IRAs are considered a long-term investment. Withdrawals from a Traditional IRA or SEP-IRA are generally subject to income taxes, and if taken before age 59½, may be subject to an additional 10% IRS tax penalty. Withdrawals from a Roth IRA are generally not subject to income tax provided certain requirements are met. Information on Traditional, Roth, and SEP-IRAs is available in the LiveWellSM Mutual Fund IRA and LiveWellSM Plus Mutual Fund IRA disclosures.

LiveWell℠ Variable Annuity is issued on form AS135A and ICC11-AS135A or appropriate state variations by Midland National Life® Insurance Company, West Des Moines, Iowa 50266.

The distributor for Midland National's LiveWell℠ Variable Annuity is Sammons Financial Network℠, LLC, member FINRA.  Sammons Financial Network, LLC is a registered broker/dealer under the Securities Exchange Act of 1934. Sammons Financial Network, LLC is an indirect wholly owned subsidiary of Sammons Enterprises, Inc., of Dallas, Texas, the ultimate parent company of Midland National and Sammons Retirement Solutions, Inc..

UMB Bank n.a. is the custodian for the LiveWellSM Mutual Fund IRA Series. The mutual funds offered through the LiveWellSM Mutual Fund IRA Series are made available through Sammons Financial NetworkSM LLC, member FINRA, 4546 Corporate Drive, Suite 100, West Des Moines, IA 50266. Information about the LiveWellSM Mutual Fund IRA Series and its funds can be obtained by calling 866-747-3421. UMB Bank n.a. is not an affiliate of Sammons® Financial Group or any of its member companies.

Withdrawals from a traditional or SEP-IRA are generally subject to income taxes, and if taken before age 59½, may be subject to an additional 10% IRS tax penalty. Withdrawals from a Roth IRA are generally not subject to income tax provided certain requirements are met. Information on traditional, Roth, and SEP-IRAs is available in the LiveWellSM Mutual Fund IRA disclosure. Sammons Retirement SolutionsSM Inc. does not give tax or legal advice. Please consult with and rely upon your own tax and legal advisors

Morningstar Associates, LLC. ("Morningstar") is a registered investment advisor and wholly owned subsidiary of Morningstar, Inc. Morningstar Associates provides nondiscretionary consulting services to Sammons Retirement Solutions, Inc. SM (SRSISM) but is not acting in the capacity of advisor to individual investors. Morningstar Associates provides recommendations to SRSI regarding asset allocation targets for the LiveWellSM Asset Class Models and model portfolios for the LiveWellSM Variable Annuity, LiveWellSM Investment Option Specific Models, the LiveWellSM Mutual Fund IRA and the LiveWellSM Fund-Specific Models. Asset allocation targets and model portfolio allocations are subject to change without notice. Morningstar Associates establishes the allocations using its proprietary asset classifications. If alternative classification methods are used, the allocations may not meet the asset allocation targets. The Morningstar name and logo are registered marks of Morningstar, Inc. Morningstar Associates is not affiliated with SRSI.

Transparent Value, LLC and Guggenheim Investments, the fund manager for the investment management business of Guggenheim Partners, LLC, is an affiliate of Sammons Enterprises, Inc. the parent company Sammons Financial Network, Sammons Retirement SolutionsSM Inc. and Midland National Life® Insurance Company.

Variable insurance products are not bank deposits, and are not insured by the FDIC, NCUA or other regulatory agencies. They are not obligations of or guaranteed by the financial institution or other affiliated entities, and are not a condition of a loan. Variable insurance products are subject to market risks and may lose value, including loss of principal.