|Can Be A Good Fit For Someone Who||
Is retiring, changing jobs (including starting your own business), has one or more 401(k) plans at former employers, wants to save money on fees, no longer wants to manage several accounts and multiple statements, and wants the potential for long-term growth.
Before considering an IRA rollover, you and your financial adviser should carefully consider other options available, including: leaving money in your current retirement plan, rolling assets into the new employer plan, installments or annuity payments (if applicable). Each situation is unique. In some cases, it may be beneficial to leave assets where they are.
|Type of Assets Accepted||
401(k) rollovers, 403(b) rollovers, government 457 rollovers, and IRA rollovers, including traditional IRA rollovers, SEP-IRA rollovers, Roth IRA rollovers, and Inherited IRA rollovers
|Minimum Initial Contribution||
|Minimum Additional Contributions||
$1,000 or $100 for contributions made through monthly Electronic Funds Transfer (EFT)
|Freedom to Change Your Mind||
No fees to set up your account, no fees to withdraw your money, no charge for rebalancing or reallocating1
More than 150 mutual funds from some of the country's most well-known fund managers and boutique firms. That's more than five times what the typical 401(k) plan offers!2
|Other Features Available
(At No Additional Charge)
Dollar-Cost Averaging3—Investing a set amount of money at regular intervals over a long period of time
Automatic Rebalancing—Putting your investments back in the proportions you originally set
Systematic Withdrawals—A specific payout amount to you at a predetermined interval
Automatic Required Minimum Distribution (RMD)—No fees for automatic RMD payments
(Dollar-Cost Averaging and Automatic Rebalancing are not available together.)
Fund options and associated standard mutual fund fees are as of 5/31/2017. Standard mutual fund fees, ranging from 0.54%-2.67% net, also apply.
1 Excessive Trading Policy: more than one "round trip" involving the same investment option within a 60-calendar-day period is considered excessive trading. Please review the Disclosure Statement & Custodial Account Agreement of the LiveWell® Mutual Fund IRA booklet.
2 Benchmark your 401(k) Plan – 2015, 401kHelpCenter.com, 2015.
3 Dollar-Cost Averaging does not assure a profit or protect against loss in a declining market. Such a plan involves continuous investment in securities, regardless of fluctuating price levels of such securities. Investors should consider their financial ability to continue purchases through periods of low price levels.
The recordkeeping fee is compensation for administering, reporting, and maintaining a history of IRA owner activities. Management services are not provided and no management fee is charged.
TO FIND OUT MORE, CONTACT YOUR FINANCIAL PROFESSIONAL TODAY!
The LiveWell® Mutual Fund IRA Series features some of the country's premier fund managers:
Investing in mutual funds involves risk, including potential loss of investment. You should consider the fund's investment objectives, risks, charges, and expenses carefully before investing. The prospectus and/or summary prospectus contain this and other information. You may contact your financial professional or call 866-747-3421 to obtain a current fund prospectus. Please read it carefully.
Securities distributed by Sammons Financial Network® LLC, member FINRA. Sammons Retirement Solutions® Inc. provides administrative services. Sammons Financial Network® LLC and Sammons Retirement Solutions are affiliated companies and indirect wholly owned subsidiaries of Sammons Enterprises, Inc. of Dallas, Texas.
Please click here to view important product-specific disclosures for the LiveWell® Mutual Fund IRA.
NOT FDIC/NCUA INSURED, MAY LOSE VALUE, NO BANK/CU GUARANTEE, NOT A DEPOSIT, NOT INSURED BY ANY FEDERAL AGENCY