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October 29, 2019 | Bloomberg
Addressing the “Missing Milestone”
As Americans’ longevity continues to improve, the need to re-examine traditional retirement-planning milestones is becoming essential. While people are living longer, they are not saving as they should for retirement.
Depending on a client’s age, traditional retirement planning includes addressing milestones like catch-up contributions, penalty-free withdrawals, when to start Social Security Benefits, and what to do with Required Minimum Distributions (RMDs). Even still, the majority of this planning starts to trail off beginning at age 70½. In response to longevity trends and the fact that Americans aren’t saving enough for their future, Sammons Retirement Solutions® has developed the LiveWell® Freedom Variable Annuity, issued by Midland National® Life Insurance Company, to address what they have identified as the “Missing Milestone” in retirement planning.
May 6, 2019 | Globe Newswire
LiveWell Freedom Variable Annuity Awarded Wink's 2018 Excellence in Annuity Innovation Award
Wink recently honored Sammons Retirement Solutions LiveWell® Freedom Variable Annuity with its 2018 Excellence in Annuity Innovation Award. This first-of-its-kind variable annuity—issued by Midland National® Life Insurance Company—automatically includes a patent-pending feature called the Freedom DateSM, a date set when the annuity is issued. Once investors reach their Freedom Date, they have complete access to their accumulation value while continuing to receive lifetime income payments.
July 27, 2018 | InsuranceNewsNet
New Lifetime Withdrawal Rider Offers Creative Withdrawal Option
A variable annuity policyholder typically collects guaranteed lifetime withdrawal benefits from an insurer when the account value drains to zero, but a new annuity rider allows insurers to start those payments even if there’s money still left in the account.
This is an industry first, according to Sammons Retirement Solutions.
July 26, 2018 | Retirement Income Journal
"Freedom" is the key to Sammons’ new variable annuity
"The unique feature is the Freedom Date," said Bill Lowe, CEO of Sammons Retirement Solutions. "If you buy this at age 60, at age 80 you have 100% access to the accumulation value without negatively affecting the lifetime payment account."
July 24, 2018 | ThinkAdvisor
Insurers Need to Give Retirement Savers What They Want: Bill Lowe
He has an idea for how to improve annuity sales: add more appealing annuities.
July 23, 2018 | ThinkAdvisor
Three Annuities to Watch
Sammons' new contract is a variable annuity with a guaranteed lifetime withdrawal benefit feature.
July 18, 2018 | Globe Newswire
Sammons Retirement Solutions® Launches LiveWell® Freedom Variable Annuity
WEST DES MOINES, IA—(Globe Newswire - July 18, 2018)—Sammons Retirement Solutions®, which creates simple, innovative and straightforward solutions to help individual investors live well in retirement, has launched the LiveWell® Freedom Variable Annuity (VA), which features a first-of-its-kind Guaranteed Lifetime Withdrawal Benefit (GLWB) feature. The innovative VA is the first that provides investors with greater freedom in retirement on their "Freedom Date," a specific date determined at issue.
April 11, 2016 | Yahoo Finance
Sammons Retirement Solutions Announces Record Company Growth
WEST DES MOINES, IA—(Marketwired - April 11, 2016)—Sammons Retirement Solutions®, creator of the innovative LiveWell® Annuity Series and LiveWell® Mutual Fund IRA Series, announced record-breaking company growth in 2015.
March 22, 2016 | FinancialPlanning
Which Overlooked Milestones Matter Most to Clients
We are always looking for new ideas for connecting with current clients and reaching out to new prospects. Many advisors send a note or give a quick call for a birthday, but have you considered reaching out on half birthdays? It sounds strange, but in the financial world there are some important mid-year timetables you shouldn't miss.
March 14, 2016 | InsuranceNewsNet
Talk About Taxes Without Sounding Like A Math Teacher
Taxes and numbers are two things that people rarely like to hear about. So, financial professionals need to talk about taxes without sounding like a math teacher. But the question remains, how can you help your client plan for the future without it sounding like a lecture?
March 11, 2016 | InsuranceNewsNet
7 Steps To Ramp Up Your 2016 Prospecting Efforts
With the first quarter of 2016 in its final weeks, now is the time many of us start seriously thinking about how we are going to kick-up our prospecting efforts. Maybe you have tried a few things, but are looking for some new ideas.
December 23, 2015 | ThinkAdvisor
Investment-Only Variable Annuities, Who Should Invest in Them and the Importance of Due Diligence
Generating enough retirement income continues to be a top concern among investors today, and while annuities can be a helpful solution to achieve that goal, there are a lot of options out there and making the right choice can be confusing. Financial professionals are always searching for ways to provide value to existing clients by introducing new investment options, and they are always in pursuit of ways to capture new assets. As the new year dawns, this could be the perfect time to look at your current book of business and reevaluate investments to make sure they are still a good fit.
December 2015 | IRI Insights
A Dynamic Market: Retirement Income Innovation Explained
The retirement income market is in a dynamic state as a result of ongoing innovation products and features. These changes are the result of efforts tailoring products to meet specific consumer needs. When leveraged properly as part of a holistic retirement plan, these innovations create great opportunities.
July 14, 2015 | LifeHealthPro
How – and why – you should engage in multigenerational planning
You can have a fantastic relationship with a client. Retirement funds could be invested in the perfect product. Everything could be exactly on target to meet your client's goals. But without realizing it, you could be just one serious health issue or life-changing event away from all of those assets disappearing. Why? Because you're not involving the entire family.
