|Type of Annuity||
Single Premium Multi-Year Guaranteed Annuity
|Type of Money||
Non-Qualified (i.e. money from a savings account, checking account, or any other source); Traditional IRA; Roth IRA; SEP-IRA; Inherited IRA
|Minimum Premium Amount||
|Interest Rate Guarantee Periods||
Your choice of 3, 4, 5, 6, 7, 8, 9, or 10 year Guarantee Periods
|Interest Rate Bands||
Ask your financial representative to provide you with the current interest rate at the time of your application. Interest is credited and compounded daily.
Your interest rate is dependent upon your single premium payment amount and is locked in for the duration of the initial Guarantee Period you selected.
Band #1: $25,000-$99,999.99
|Penalty-Free Partial Surrender Amount||
|Surrender Charge Schedule
The surrender charge is assessed on any amount withdrawn, either as a partial or full surrender, that exceeds the Penalty-Free Partial Surrender Amount applicable and may result in a loss of premium. Surrender charge structure may vary by state.
Surrender Charge Schedule is based on the length of the current Guarantee Period and how long you've been in the current Guarantee Period.
|Market Value Adjustment (MVA)||
The Market Value Adjustment is applied during the initial Guarantee Period and each subsequent Guarantee Period to full surrenders and to any partial surrender in excess of the applicable Penalty-Free Partial Surrender Amount. This adjustment may decrease or increase your surrender value depending on the change in the MVA Index Value of the MVA External Index since the beginning of the current Guarantee Period. See the Understanding the Market Value Adjustment brochure (may vary by state).
No surrender charges nor MVA are applied at death. See Contract for details.
TO FIND OUT MORE, CONTACT YOUR FINANCIAL PROFESSIONAL TODAY!
Please click here to view important product-specific disclosures for the LiveWell® Guarantee Annuity.
NOT FDIC/NCUA INSURED, MAY LOSE VALUE, NO BANK/CU GUARANTEE, NOT A DEPOSIT, NOT INSURED BY ANY FEDERAL AGENCY