Sammons^® Financial Group, Inc. is comprised of Midland National Life^® Insurance Company, Sammons Annuity Group (a division of Midland National^®), Sammons^® Corporate Markets Group (a division of Midland National), North American Company for Life and Health Insurance^®, Sammons Securities Company^®, LLC, Sammons Retirement Solutions^SM Inc. and Sammons Financial Network^SM LLC, member FINRA.

Transparent Value, LLC and Guggenheim Investments, the fund manager for the investment management business of Guggenheim Partners, LLC, is an affiliate of Sammons Enterprises, Inc. the parent company Sammons Financial Network, Sammons Retirement Solutions^SM Inc. and Midland National Life^® Insurance Company.

Morningstar Associates, LLC. is a registered investment advisor and wholly owned subsidiary of Morningstar, Inc. Morningstar Associates provides nondiscretionary consulting services to Sammons Retirement Solutions^SM Inc. (SRSI^SM) but is not acting in the capacity of advisor to individual investors. Morningstar Associates provides recommendations to SRSI^SM regarding asset allocation targets for the LiveWell^SM Asset Class Models and model portfolios for the LiveWell^SM Variable Annuity LiveWell^SM Investment Option Specific Models or the LiveWell^SM Fund Specific Models for the LiveWell^SM Mutual Fund IRA Series.  Asset allocation targets and model portfolio allocations are subject to change without notice. Morningstar Associates establishes the allocations using its proprietary asset classifications. If alternative classification methods are used, the allocations may not meet the asset allocation targets. The Morningstar name and logo are registered marks of Morningstar, Inc. Morningstar Associates is not affiliated with SRSI^SM.